Add up everything you own, subtract everything you owe, and see exactly what you are worth today. Built for India, works entirely in rupees.
Your net worth is the single clearest measure of your financial health. It is everything you own, your assets, minus everything you owe, your liabilities. Track it once a quarter and you can see, at a glance, whether you are actually building wealth or just earning and spending.
There are only two levers: own more or owe less. Every rupee you invest lifts your assets, and every EMI you clear shrinks your liabilities, so both push your net worth up. The fastest wins usually come from clearing high-interest credit card debt first, then investing the freed-up cash every month.
Do not obsess over one snapshot. What matters is the trend. Recalculate every three months and aim to see the number climb, even by a little, each time.
Net worth is everything you own minus everything you owe. Add up your assets like cash, investments, EPF, property and gold, then subtract your liabilities like home loans, car loans and credit card debt. What is left is your net worth.
List the current value of every asset you hold and add them up. Then list every loan and outstanding balance and add those up. Subtract total liabilities from total assets. A positive number means you own more than you owe.
There is no single right number because it depends on your age, income and city. A useful benchmark is your age times your annual income divided by ten. More important than the number is whether it grows every year as you save and invest.
Yes. Include the current market value of any property you own as an asset, and include the outstanding home loan as a liability. The difference, your home equity, is the part that counts towards your net worth.
VThrive tracks your money in one place, so every month you can see your savings and net worth moving in the right direction. Built for urban India's subscription generation.