What can you spend this week?

Rent, EMIs and your savings come out first. What is left, split across the days of the month, is your number for this week.

  • Answer four rough questions. No signup.
  • Spends are logged from your bank SMS: on Android by itself, on iPhone after a one-minute Shortcuts setup.
  • At 9 PM it tells you what is left. It never asks for your bank login.
  • Free on iPhone and Android.

Example answers. Tap your own and the number updates.

Take-home pay a month
Rent or home EMI
Other EMIs and loans
Bills, subscriptions, insurance
₹
This week you can spend
₹0

The app keeps the number true every day.

Once

Set your plan

On Android, it reads your bank SMS to fill in your income, rent, EMIs and bills. You choose what to keep aside. On iPhone, you type them in. Two minutes.

Every day

See what is left for today

Home leads with today's number. Spends from your bank SMS are logged for you, and you can add any cash spend by hand. At 9 PM it tells you what is left.

Sunday

Read your Brief

A short note on what came in, what went out and where the rest can go. Whatever is left at month end carries into next month.

Automatic tracking from bank SMS is new and in beta. It reads only bank and UPI messages, on your phone. How it works.

Varun ThakkarFounder, VThrive

I have always struggled to manage my money. AI helps, but it cannot drive things for you. So I built VThrive, a budget tracker you open for five minutes a day to understand your money and move toward financial freedom.

Very few people reach financial freedom today. That should not stop us from moving toward our goals, one step at a time.

It is a small app made by one person. If something is wrong or missing, write to me at varun@vthrive.co.in and I will read it.