Money guides

Plain answers to the money questions I kept asking myself, each with a calculator for your own numbers.

• How much can you spend a week on a ₹50,000 salary?

  The weekly math on ₹50,000 take-home, at three rent levels.

• How to budget your salary after rent and EMIs

  Six steps from take-home pay to one number for this week.

• Does the 50/30/20 rule work in India?

  Where the rule breaks for city salaries, and how to use it anyway.

• Why your money runs out before salary day

  Why the month goes wrong in week one, and a daily-number fix.

• How to track your expenses without linking your bank account

  A few minutes a day, no bank login, and a weekly balance check.